Failed valuation survey Sometimes, following a survey, the valuation report may indicate that the property is not worth the sum that is sought. At this point, the mortgage lender may turn down an application by the purchaser.Finding a builder in Austria We work hand in hand with a number of reputable Austrian builders, please contact us directly.Fixed Rate Mortgage An interest rate is set for a brief period of time on a mortgage with a fixed rate.Fixtures and fittings Items that are included in the purchase of a property but do not form part of the structure.Flexible Mortgage A mortgage where the lender will permit increased or decreased payments during a specified term.flying freehold Where part of a freehold property is over (or under) another freehold propertyFreehold The description of ownership for a property meaning that it belongs to the owner without limitation of time.